Private Mortgage

Borrow up to 80% of the value of your real estate with either a first mortgage loan or second mortgage loan between $50,000 and $500 million.

If you need money without the need to offer real estate as security, then our lenders may lend based on the cash flow of your business.

Receive a privately funded loan even if the bank turned you down. Traditional lenders can take 6 to 8 weeks to approve a loan, our private lenders may approve your loan the same day, or even within hours of reviewing your application.

We accept all forms of real estate as security.

• Need funds ASAP? - Fast Approval & Settlement
• Bank Said NO? - No Business Financials Required
• Poor Credit History? - Minimal Credit Checks
• Need flexible terms? - More flexibility on security and flexibility on mortgage term
• Get Cash Out from your Real Estate Assets

Purchase Property. Develop Property. Subdivide Land. Buy before Sell. Loan Refinance. Bridging Finance. Consolidation of Business Debts

Short Term Funding Group’s private mortgages are funded by a range of exclusive lenders on its lenders panel, not a bank or an institution. It is peer-to-peer, one-person lending money to another. Your assets are still the primary consideration to the lender, but your financial position and ability repay the loan are more relevant and flexible. Private mortgages are usually for a business purpose, a person wanting to raise capital for urgent payment of debts including tax debt, or a developer wanting to purchase or raise funds on a development site. Private mortgages are typically short term, and provide a fast, simple solution for a borrower seeking business related capital. Private mortgages are documented via a registered mortgage that is prepared by the lender’s solicitors. Private mortgage investors (the lenders) are professional business people.

• Apply in Minutes Over the Phone
• Acceptable and transpirable interest Rates & Fees
• Private Mortgage Loan Specialists that understand your requirements and find a solution
• Large array of Private Lender’s
• Access all types of loans from our lending panel.

Bridging Finance

Use equity in existing real estate to buy other forms of real estate – this allows flexible time to sell existing real estate.

Release Equity

Get cash out from your real estate assets.

Develop and Subdivide

Up to $500m property construction loans, land bank or subdivision loans accepted.

Consolidate Debts

Refinance and pay-out high rate and expired loans.

Prepare for Sale

Renovate your real estate using your equity prior to sale.

Can You Borrow?

You can be a borrower who is an individual and who needs to use the funds for business purposes. Or you can also be a borrower if you are:

• Self employed as a sole trader or a Pty Ltd company
• Looking for funding over a short term
• If you are in Australia
• Need over $50,000
• Need up to $500 million

You can also be assessed for short term private mortgage loans secured by real estate as either a First or Second Mortgage.

Access a wide range of funders so you get the right fit for your situation and business type.

Your funds can be arranged urgently if necessary, so please have all your details ready.

Your urgent needs will be assessed subject to our rapid due diligence conducted by a reputable team of short term funding professionals.

The process is completely transparent and highly competitive, so you are always kept informed about how everything works and what to expect.

For a confidential discussion of your business needs and your funding options please complete the form and we will contact you ASAP.

In circumstances where the Short Term Funding Group's Pty Ltd company or sole trader borrowers loan enquiries fall within the National Consumer Credit Protection Act (NCCPA) then those borrower enquiries will be referred to finance brokers within Short Term Funding Group’s referral broker network who are either fully licenced credit representatives or who hold a credit licence registered with ASIC.

All of Short Term Funding Group’s private mortgage enquiries are only referred to lenders on its panel for loans that fall outside of the NCCPA, and all of its loans referred to its lenders are for business purposes facilitated only to individuals or Australian Pty Ltd companies.

Short Term Funding Group adheres to responsible lending guidelines to all loan enquires and applications assessed and settled whether they fall inside the requirements of the NCCPA or outside of the NCCPA legal requirements and legislation.

Short Term Funding Group
Helping Australian Companies and Businesses secure funding.

1300-634-634
Level 25,100 Mount Street North Sydney 2060