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Short Term Funding Group Privacy Policy

Effective date: 01 November 2022

Short Term Funding Group Pty Ltd. Short Term Funding Group Pty Ltd can be contacted at: privacy@shorttermfundinggroup.com

Purpose

The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the following:

  1. The personal data we will collect;
  2. Use of collected data;
  3. Who has access to the data collected;
  4. The rights of Site users; and
  5. The Site's cookie policy.

This Privacy Policy applies in addition to the terms and conditions of our Site.

Consent

By using our site users agree that they consent to:

  1. The conditions set out in this Privacy Policy; and
  2. The collection, use, and retention of the data listed in this Privacy Policy.

Personal Data We Collect

We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.

Data Collected in a Non-Automatic Way

We may also collect the following data when you perform certain functions on our Site:

  1. First and last name;
  2. Age;
  3. Sex;
  4. Email address;
  5. Phone numbers;
  6. Address;
  7. Auto fill data;
  8. Employment information;
  9. Income;
  10. Service requirements
  11. Financial information; and
  12. Personal history.

This data may be collected using the following methods:

  1. User Form Submission.
  2. Employee or Sub-contractor data entry.

How We Use Personal Data

Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy, or where you have stipulated otherwise to us.

The data we collect when the user performs certain functions may be used for the following purposes:

  1. Matching the user to a third party business or businesses which offer services related to the user's needs;
  2. To contact the user; and
  3. To refer the user to a third party business or businesses that will help them with their specific service requirement, problem or needs.
  4. To allow the third party business or businesses to contact the user regarding the information they have provided and engage in a commercial relationship.

Who We Share Personal Data With

Employees

We may disclose user data to any member of our organisation who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

Sub-Contractors

We may disclose user data to any sub-contractor of our organisation who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

Third Parties

We may share user data with the following third parties:

  1. Businesses matched to the user's service requirements, problems or needs.

We may share the following user data with third parties:

  1. Contact Information; and
  2. Information pertinent to the user's requirements stipulated in form submissions.

We may share user data with third parties for the following purposes:

  1. For the third party to contact the user to engage in a commercial relationship.

Third parties will not be able to access user data beyond what is reasonably necessary to achieve the given purpose.

Other Disclosures

We will not share your data with other third parties, except in the following cases:

  1. If the law requires it;
  2. If it is required for any legal proceeding;
  3. To prove or protect our legal rights; and
  4. To buyers or potential buyers of this company in the event that we seek to sell the company.

If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.

How Long We Store Personal Data

User data will be stored for 7 years from your last date of contact.

You will be notified if your data is kept for longer than this period.

How We Protect Your Personal Data

SSL Encryption is used from the user's browser to our website. Data is hosted on secure servers and databases. We put in place confidentiality and non-disclosure agreements with third parties, contractors and employees.

While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.

Children

The minimum age to use our website is 18 years of age. We do not knowingly collect or use personal data from children under 16 years of age. If we learn that we have collected personal data from a child under 16 years of age, the personal data will be deleted as soon as possible. If a child under 16 years of age has provided us with personal data their parent or guardian may contact our privacy officer.

How to Access, Modify, Delete, or Challenge the Data Collected

If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to who we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact our privacy officer here: privacy@shorttermfundinggroup.com

Cookie Policy

A cookie is a small file, stored on a user's hard drive by a website. Its purpose is to store data relating to the user's browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.

We use the following types of cookies on our Site:

  1. Functional cookies: Functional cookies are used to remember the selections you make on our Site so that your selections are saved for your next visits;
  2. Analytical cookies: Analytical cookies allow us to improve the design and functionality of our Site by collecting data on how you access our Site, for example data on the content you access, how long you stay on our Site, etc;
  3. Targeting cookies: Targeting cookies collect data on how you use the Site and your preferences. This allows us to personalise the information you see on our Site for you; and
  4. Third-Party Cookies: Third-party cookies are created by a website other than ours. We may use third-party cookies to achieve the following purposes:
    1. Monitor site usage. Determine advertising metrics and conversion data.

Modifications

This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.

Contact Information

If you have any questions, concerns or complaints, you can contact our privacy officer at: privacy@shorttermfundinggroup.com

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